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It's Money, Baby!
http://itsmoneybaby.blogspot.com/
I just moved from a small place the back country, landing myself in a luxury city condo - and now I'm paying three times the rent, all while trying to get out of debt and build up three separate savings accounts. Follow along while I try and make it work...life and money is proving to be a challenge!
9 articles
mid-month check in
From It's Money, Baby!, 8 month ago, Read 0 times. Similar articles
I just got my mid-month paycheque and updated my June budget. Here's where I stand.I am $236.29 over budget. I obliterated my clothing budget of $100, and spent $423.42. My $25 budget for electronics didn't last long (thank you, Sims 3 and 2GB of RAM failing) as I spent $93.19. The house care budget sat at $15, but I spent $68.78. Basically all of that is chalked up to unexpected move-in expenses. As for eating out, I went $64.83 over budget, spending $104.83. The majority of that happened on...
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i have a lot to work on
From It's Money, Baby!, 8 month ago, Read 0 times. Similar articles
Yesterday I was running around town doing some errands - I'm now onto the stage of moving where you change all your addresses, update car insurance, that sort of thing. I'm also in the slightly awkward phase of trying to find some local spots to get everyday things done. In this case, I needed a tailor - at 5'4", I basically have to hem every pair of pants I buy.After some googling and driving around the area, I decided to make the 15 minute drive to one of the local malls for a tailor. I...
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walking a fine line
From It's Money, Baby!, 8 month ago, Read 0 times. Similar articles
Well, I "forced" myself to log into my bank account and assess the damage from the weekend away. It was pretty bad. A lot of it was on credit, so my mind is going to that dangerous realm of "don't have to think about it now". The rest of it, that is, what's left of my chequing account, is pretty good. I had enough to move half of my July rent payment into our joint account, and I still have several hundred dollars left to get through to payday on Monday. No sweat. I don't need much in the way...
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the stress of managing
From It's Money, Baby!, 8 month ago, Read 0 times. Similar articles
So, we're finally back online and moved into the new place. And almost right away, an unplanned expense arose, I got stressed and lost my willpower, and now I don't even want to begin to organize my paperwork and budget. Here's what happened...For the last five days or so, there was a lot of eating out going on. I wasn't home to cook, and neither "home" was set up for it. Half our dishes were in one place, half our pantry was in the other. So I did a lot of eating in the car on my way from one...
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moving is stressful
From It's Money, Baby!, 8 month ago, Read 0 times. Similar articles
The title basically says it all. Not much posting going on this week, since it's been all about packing up in the morning and unpacking after work at night. We were lucky enough to get the keys to the new condo on Monday, so we've been moving in the small stuff a few boxes at a time.Of course, the moving expenses just never stop. We've already spent the aforementioned $48 on boxes, and now we can add to that $147 for the moving truck, plus Canada Post wanted $40 for 6 months of mail forwarding....
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how it all started
From It's Money, Baby!, 8 month ago, Read 0 times. Similar articles
When I opened a chequing account at a new bank a few years ago, they also handed me a line of credit worth $15,000 without me even asking. Then I opened a credit card through them as well, and they gave me a limit of $6,000. All of a sudden I had a lot of money available to me. I wasn't used to this, I only had a student credit card with a $1,000 limit. So I didn't know what to do with all the new money. In fact, it intimidated me. So I left it alone. I never touched the LOC. I put aside my...
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the move begins!
From It's Money, Baby!, 8 month ago, Read 0 times. Similar articles
Today the packing starts! I actually don't mind packing, since it gives me a chance to itemize everything we have. When we move, we're going to adjust our contents insurance. We've bought a lot of stuff since we first got our policy, so I don't think our coverage amount is adequate anymore. We're sitting at $20,000 right now and I'm thinking of boosting it to $30,000. Better to be a little on the high side! I've also gathered model & serial numbers for our electronics (we have a lot - two...
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bright lights, big city...big bills!
From It's Money, Baby!, 8 month ago, Read 0 times. Similar articles
Here's the situation.J and I are moving in T-minus 13 days. We're moving from a two bedroom basement suite in the country to a two bedroom condo in the city. The catch' Oh, nothing much - only about $1000. Per month.That's right, our rent is increasing three times over. We're paying $500 a month up here in the backwoods, but that's just not going to cut it when you're talking luxury condo - so hello $1500 rent!Somehow we have to make this work. And it's going to be tough - we've lived the life...
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simple stuff, better than nothing!
From It's Money, Baby!, 8 month ago, Read 0 times. Similar articles
I've been sticking with a couple lifestyle changes over the past couple months - might as well celebrate even the small ones! They're nothing groundbreaking, but they work.First up, I started cooking at home a lot more and found that I really enjoy it! My job takes a lot of creative energy and is highly stressful, so when I get home I'm not good for much of anything. Basically I either go for a run (on the good days) or sit around on the couch watching TV and surfing the net (on the bad days!)....
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